*This is the third post in my Free Budgeting Guide. To get caught up, click here.*

## Include your take-home pay

Add your total take-home pay as well as the amount you make per paycheck. Don’t worry if your pay varies each month; you can adjust these numbers each month as you get paid.

## Calculate the Total Remaining Pay

Subtract your total payments from your total take-home pay. **You know now how much money you have remaining each month after paying all of your expenses. **

## Find the amount remaining per pay period

Subtract each pay period’s take-home pay from its expenses. This amount should equal the Total Remaining Pay that you found above. **You now know how much money you have left at the end of each pay period. **

Double-check that all your amounts are accurate and that everything is calculate correctly. You want to make sure everything is right as you move on to the final step: Adjusting and maximizing your zero-based budget.